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 Chapter 3 - Chart B
Dwelling Insurance
B: Dwelling Property Forms
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Dwelling Property Perils At-A-Glance 
| DP-1 |
DP-2 |
DP-3 |
Optional |
| Fire | Fire | Open
Perils
(Buildings) | Extended Coverage (EC)
Perils |
| Lightning | Lightning | Named
Perils
(Personal Property) | Vandalism &
Malicious
Mischief (VMM) |
| Internal Explosion | Extended
Coverage Perils | | |
The Extended Coverage (EC) Perils can be easily remembered with the words WC Shavver. The Broad Form perils can be easily remembered with the words "BIG AFFECT".
| Extended
Coverage (EC) Perils |
Broad
Form Perils |
| W - Windstorm | B
- Burglary Damage |
| C - Civil Commotion | I
- Ice and Snow Weight |
| | G
- Glass Breakage |
| S - Smoke | |
| H - Hail | A
- Accidental Discharge or overflow of water or steam |
| A - Aircraft | F
- Falling Objects |
| V - Vehicles | F
- Freezing of Pipes |
| V -Volcanic Eruption | E
- Electrical Damage |
| E - Explosion | C
- Collapse |
| R - Riot | T
- Tearing Asunder |
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