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I. Introduction to Homeowners Insurance - Eligibility - Persons Insured Print Chp. 4* II. The Homeowners Forms - Introduction to the Forms - Homeowner Form Perils At-A-Glance - General Exclusions - Additional Coverages of the Homeowner Forms - Limits of Section I – Property Coverage III. Section I of the Homeowners Form – Property Coverage in Detail - Coverage A – Dwelling - Coverage B – Other Structures - Coverage C – Personal Property - Loss of Use - Section I – Conditions IV. Section II of the Homeowners Form – Liability - Introduction to the Personal Liability Coverage - Coverage E – Personal Liability - Coverage F – Medical Payments to Others - Section II Liability Exclusions to Coverages E and F - Exclusions to Personal Liability - Exclusions of the Medical Payments to Others Coverage - Additional Coverages Under Section II – Liability V. General Conditions of the Homeowners Policy - Conditions that apply to both Section I and Section II VI. Homeowner Endorsements - Earthquake Coverage - Inflation Guard Endorsement - Personal Property Replacement Cost - Special Limits of Liability Endorsement - Scheduled Personal Property Endorsement - Optional Liability Endorsements VII. Changes and New Homeowner Forms for 2000 - Eligibility - New Coverage Form – HO-5 - Changes to Coverage C – Personal Property - Changes to Property Not Covered - Other Important Changes * Vacancy * Smoke damage * Legal Action * Other Insurance Clause * Loss Payable Clause Added * Duties After a Loss * Section II Changes * Claims Expenses * Coverage Limits * Vandalism and Malicious Mischief Perils * Example of 2000 Form Coverage * Mobile Homes VIII. Chapter 4 Review IX. Take Chapter 4 Test

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